Yvette M. Seymour, Ed.D. | Latina of Influence

Yvette M. Seymour, Ed.D. | Latina of Influence

Yvette M. Seymour, Ed.D. | Latina of Influence

After more than 25 years of leadership experience in the utility industry, Yvette M. Seymour, Ed.D., is proud to announce the launch of YMS Consulting, Inc., a firm dedicated to helping utilities and infrastructure companies deliver on their strategic, operational, and organizational goals.

Dr. Seymour brings extensive expertise in project and program management, construction management, strategic planning, and organizational change leadership. She has successfully managed multi-million-dollar capital portfolios, led enterprise-wide change initiatives, and built strong cross-functional collaborations that drive results. Her leadership experience spans key areas such as Transmission, Distribution, Substations, IT, Grid Systems, and Security.

“Launching YMS Consulting, Inc. is both a professional milestone and a personal honor,” said Seymour. “Having spent 25 years working alongside talented teams in the utility sector, I’m excited to reconnect with colleagues and partner with organizations to find new opportunities to create value and achieve meaningful outcomes.”

A recognized leader and role model, Seymour has been honored as a Latina of Influence and is a recipient of the Choose to Challenge Diversity, Equity, and Inclusion Award. As a Latina business owner, she is committed to fostering diversity, equity, and inclusion in all aspects of her work and serving as an example for future leaders.

YMS Consulting, Inc. will focus on providing professional services in program and project management, business development, organizational change management, and supplier diversity strategies.

The firm will leverage Seymour’s deep industry knowledge, proven leadership, and passion for collaboration to support clients across the utility and infrastructure sectors.

Yvette M. Seymour, Ed.D.
Founder & Principal Consultant 
YMS Consulting, Inc.
(714) 318-5459
YSeymour@socal.rr.com

Home Tu Casa | Celebrating the Journey of Home

Home Tu Casa | Celebrating the Journey of Home

Home Tu Casa | Celebrating the Journey of Home

Hispanic Lifestyle proudly launched its newest series, Home, Tu Casa, at the historic Artes de La Rosa Cultural Center for the Arts in Fort Worth, Texas. This debut live event brought together homeowners, community leaders, local businesses, and nonprofit organizations to celebrate the journey of home the milestones, traditions, and investments that turn a house into a home.

Home, Tu Casa is a lifestyle series created by Hispanic Lifestyle and produced by ReWork Media Group,  to highlight the spaces we live in and the stories that shape them. The series focuses on the “journey of home” from decorating, remodeling, and entertaining to financial planning and cultural traditions that define our communities.

Our mission is simple:

  • Celebrate the cultural connections tied to your home.
  • Showcase DIY projects, décor inspiration, cooking, entertaining tips, and investment strategies for homeowners.
  • Elevate stories of small business owners and families who embody resilience and success their “Business of Surviving to Thrive” journeys.
  • Every episode explores how our homes reflect our heritage, ambitions, and the memories that bring families together.

“Homeownership is more than just buying property  it’s about creating a foundation for families to thrive and build a future. With Home, Tu Casa, we aim to celebrate the stories, traditions, and practical steps that empower homeowners to create stability and generational wealth. Our mission is to inspire and educate while honoring the cultural connections that make a house truly a home.”

Richard Sandoval

Producer, Home, Tu Casa, Hispanic Lifestyle

Concept: Building Generational Wealth through Homeownership

1. Introduction to Generational Wealth
Generational wealth refers to financial assets  including real estate  that are passed down from one generation to the next.
Owning a home is one of the most accessible and proven ways to build long-term financial security.

2. The Role of Homeownership
Equity Building: Every mortgage payment increases a homeowner’s equity, which grows over time.
Appreciation: Real estate often increases in value, creating a lasting asset for future generations.
Stability: Homeownership provides a stable living environment, reducing housing costs compared to renting over the long term.

3. Barriers and Opportunities
Access to financing, understanding credit, and making informed purchasing decisions remain key challenges for many families.
Education about programs, incentives, and strategies to maintain and improve property value is essential to turning homeownership into a wealth-building tool.

4. Cultural and Community Impact
Homeownership strengthens families and communities by fostering pride, stability, and a sense of belonging.
In many Latino and multicultural households, homes also serve as gathering spaces that reflect cultural traditions.

5. Home, Tu Casa’s Mission
Through panels, DIY demonstrations, and expert interviews, the series focuses on practical tips and inspiring stories to help homeowners:

  • Purchase and maintain their first home.
  • Use home equity as a financial resource.
  • Pass wealth and property to future generations.

Fort Worth Debut Highlights

The Fort Worth debut of Home, Tu Casa Live was more than a launch event—it was a community celebration. Guests experienced live panels, DIY demonstrations, and conversations designed to educate, inspire, and empower homeowners.

Key Themes and Segments Captured:

  • The Power of Homeownership – A lively panel highlighting the importance of education, financing, and family traditions in achieving homeownership.
  • Culture-Inspired Home Décor – Showcasing how cultural heritage influences interior design choices and fosters a sense of belonging.
  • Investment Strategies for Homeowners – Practical tips on building equity and creating long-term financial stability.
  • Home Maintenance & DIY Tips – Guidance on preserving and improving your home’s value over time.
  • Food & Entertaining – From mixing signature cocktails to preparing flavorful dishes, these segments celebrated the role of food in bringing people together.

Down the Road

The Fort Worth launch of Home, Tu Casa is just the beginning. Future episodes will continue to highlight regional stories, décor trends, culinary traditions, and strategies to build wealth through homeownership.

This series is designed to be interactive, and we invite homeowners, experts, and community members to share their stories and insights.
If you have a story idea or want to be part of Home, Tu Casa, visit www.HispanicLifestyle.com and reach out to us.

Home, Tu Casa reflects the core of what Hispanic Lifestyle stands for: “Celebrating the Journey that Makes Home, Tu Casa.”
Stay tuned for upcoming episodes and features captured in Fort Worth stories of resilience, creativity, and community that prove every journey begins with a key.

EXCLUSIVE PHOTOS FROM OUR FORT WORTH DEBUT

2025 Home Tu Casa Live | Fort Worth, Texas

Do It Youself – TOP TIP

Inland Empire Faith, Finance and Homeownership Summit

Inland Empire Faith, Finance and Homeownership Summit

ABOUT THE EVENT

Faith, Finance & Homeownership is a two-part convening focused on equipping our Inland Empire communities with tools to build and retain generational wealth. Through faith-based partnerships, financial coaching, and practical resources, the event connects families to pathways for stability and prosperity.

Presented by the Inland SoCal Housing Collective in partnership with Credit.org, BankOn Inland SoCal, Hispanic Lifestyle, and the National Foundation for Credit Counseling.

Event Overview

Morning Session (9AM–1PM)
Faith leaders, community organizations, and financial experts gather to explore:

  • Why financial education, homeownership, and estate planning are vital.

  • The role of faith partners in supporting families.

  • How to get started with financial coaching, safe banking, and debt management.

  • Building resilience through business ownership, housing stability, and church-led initiatives.

  • Strategies for homeownership and estate planning to retain generational wealth.

The session concludes with next steps, a resource fair, and a call to action for faith and community leaders.

Afternoon Session (1:30PM–4PM)
A broader regional convening highlighting solutions, collaboration, and action:

  • Why financial education and generational wealth matter for families and communities.

  • Access to safe banking and the support of faith coalitions.

  • Spotlight on organizations driving financial resilience, including housing counseling, small business development, and estate planning.

  • Closing discussion and survey to shape future work.

Who Should Attend

A peer to peer event, Faith, Finance & Homeownership is designed for faith leaders, community advocates, nonprofit partners, educators, housing professionals, small business owners, and residents of the Inland Empire who are passionate about building stronger, financially resilient families. This convening is ideal for anyone seeking practical tools to support their congregation or community in achieving financial stability, homeownership, estate planning, and generational wealth.

LOCATION
California Museum of Photography
(located historic downtown Riverside)
3824 Main Street • Riverside, CA 92501

PARKING
City of Riverside parking garages 2 and 6 are closest to the museum.

BE OUR GUEST
Please register today, space is limited.

Event Schedule

Wednesday - November 5, 2025

Morning Session - Faith Leaders

Registration

9am - 9:30am

Welcome & Our Why?

  • Claudio Espino– Intro Credit.org & answer- “Why financial education/coaching?” (5 minutes)
  • Richard Sandoval, Intro Hispanic Lifestyle- “Why building generational wealth? /Homeownership & Estate Planning?” (5 minutes)
  • Melanie Steele, ISCHC- Intro to ISCHC & BankOn Coalition- “Why faith partners?”  (5 minutes)

9:30am - 10am

Blessing: Dr. Joshua Beckley

Panel One: How to get started?

Goal: Discuss the initial steps A). Faith leaders know what the steps are B). What resources exist in the community, C). How to refer community members  

  • Financial Coaching, Budgeting, Debt Management, Climb-

 Claudio Espino, Credit.org 

  • Banking Access 

Jay Miller, BankOn Coalition Lead at ISCHC

    • Overview of access to safe banking.
    • Demonstrate Banking Tool–  pick an attending church address and look up the nearest branch

10:00am

Panel Two: A Movement of Building Wealth

Goal: Amplify regional organizations who are helping build the financial resilience of their community. 

  • Building Generations in a Church-
  • Building a Business- What is the impact on a family when they build a business? 
  • Building Housing Stability – How do we help our counties become financial stable in this housing crisis 

10:30AM- 11:05AM

Panel Three: Building and Retaining Generational Wealth

Goal: What is the impact of homeownership on a family and generations? How is this wealth retained? 

  • Homeownership Month– What is the impact on a family who owns a home?, Home Mortgage Tools
  • Why homebuyer counseling- Melinda Opperman- Credit.org/ISCHC Board Member- How do you get started? 
  • How do you get started buying a home? – How do you get started with buying a home? How long can it take? What tools can be used?  Down payment assistance programs available? 
  • Retaining Generational Wealth- Estate Planning, Why is it important? Where do you go for help?  

11:05 AM - 11:45am

What is to come? Next Steps

Goal: What is the impact of homeownership on a family and generations? How is this wealth retained? 

  • Homeownership Month –What is the impact on a family who owns a home?, Home Mortgage Tools
  • Why homebuyer counseling- Melinda Opperman- Credit.org/ISCHC Board Member- How do you get started? 
  • How do you get started buying a home?  – How do you get started with buying a home? How long can it take? What tools can be used?  Down payment assistance programs available? 
  • Retaining Generational Wealth- Estate Planning, Why is it important? Where do you go for help?  

11:45AM - 12PM

Lunch and Small Resources Fair

12PM - 1PM

Wednesday - November 5, 2025

Afternoon Session - Community Stake Holders

Welcome & Why financial education and generational wealth matter.

  • Claudio Espino (Credit.org): Why financial education/coaching
  • Richard Sandoval (Hispanic Lifestyle): Why building generational wealth through homeownership & estate planning
  • Melanie Steele (ISCHC): Why this matters regionally, what happened with faith leaders in the morning, and how to join the movement.

2:00PM – 2:30PM

Panel One: What’s the Scoop - Understanding the Landscape


Goal: Provide an overview of regional challenges and opportunities around financial access and community resources.

  • Jay Miller (ISCHC, BankOn Coalition Lead): Access to safe banking + demo of banking locator tool.
  • Pastors United :  How faith coalitions support families with resources like food, utility support, and school supplies.

2:30PM – 3:00PM

Panel Two: Where is the Work Being Done – Spotlight on Solutions


Goal: Amplify organizations already advancing financial resilience and generational wealth, and explore collaboration across sectors.

3:00PM - 3:45pm

Discussion: Closing & Survey

3:45PM - 4:00pm

California | Business Insights

California | Business Insights

Why Some Businesses Leave California And Why Others Stay and Thrive

World’s 4th Largest Economy

California’s growth rate of 6% outpaced the top three economies: U.S. (5.3%), China (2.6%) and Germany (2.9%).

Key Attributes

California offers: creativity, diversity, capital access, and culture.

Growing up in California, I was familiar with companies like McDonnell Douglas, Chevron Oil, Kaiser, and Lockheed, among others. The economy and consumer buying habits have changed constantly, but California remains an economic powerhouse. People come to California seeking inspiration and are compelled to innovate if they want to stay here.

I began my career in the defense industry, specifically in ship repair. I joined at the end of the era when large ship repair facilities still dotted the California coastline, such as Todd Shipyard, NASSCO–San Diego, and Southwest Marine. I have witnessed firsthand how the defense industry has shrunk to a relatively small player in California’s economy. In recent years, the hospitality and tourism industries have experienced significant growth. Then came the COVID shutdown, which again forced California entrepreneurs to innovate. Businesses come and go, making way for the next big thing. California has consistently demonstrated its ability to survive and thrive.

Still, as times change, so do business decisions. While some companies choose to relocate to other states, others continue to launch and grow here. This article explores why businesses are leaving and why others continue to invest in the Golden State, backed by data and insights.

In 2024, California’s growth rate of 6% outpaced the top three economies: U.S. (5.3%), China (2.6%) and Germany (2.9%). California’s success is long-term  the state’s economy grew strongly over the last four years, with an average nominal GDP growth of 7.5% from 2021 to 2024. Preliminary data indicates India is projected to surpass California by 2026.

The In-N-Out Example: Leaving HQ, Not the Market

In a high-profile move, In-N-Out Burger announced the relocation of its corporate headquarters to Tennessee by 2026. While this sparked concern, it’s important to note that In-N-Out is not abandoning California operations. In fact, over 70% of its 400+ locations remain in California, including its original Baldwin Park site and major supply chain facilities.

Despite the HQ shift, In-N-Out will continue to generate hundreds of millions in revenue from its California stores. Estimates suggest the company brings in over $1.5 billion annually, with California locations accounting for the lion’s share—likely $1 billion or more. Those profits will now be reported out of state, raising concerns about California losing corporate tax base even when economic activity remains rooted here.

This move underscores a growing trend: corporations maintaining operations in California while relocating leadership and tax reporting elsewhere to ease regulatory burdens and reduce costs—without abandoning their strongest markets.

$2.3 trillion GDP

Why Businesses Start and Stay in California

Even with challenges, California continues to draw entrepreneurs and investors from across the globe. Why?

Outperforming the nation
California’s economy is growing at a faster rate than the world’s top three economies. According to the IMF’s 2024 World Economic Outlook data released and BEA data California’s nominal GDP reached $4.1 trillion, surpassing Japan’s $4.02 trillion, and placing California behind only the United States, China, and Germany in global rankings. California’s GDP figure is based on the latest state-level GDP data from the BEA.

1. It’s the World’s 4th Largest Economy

California’s $4.1 trillion GDP surpasses that of many countries. It leads in:

  • Technology (Silicon Valley, San Diego)
  • Entertainment (Los Angeles)
  • Agriculture (Central Valley)
  • Clean energy, biotech, and space industries

2. Access to Talent and Capital

With major research universities and a rich startup culture, California is home to:

  • Stanford, USC, UCLA, UC Berkeley
  • Thousands of tech firms, media companies, and creative agencies
  • A large concentration of VC firms and angel investors

3. Government Support and Infrastructure

From innovation grants to export assistance, California agencies like GO-Biz support entrepreneurship and business growth. The state also allows a wide range of business entity types and flexible tax structures.

What Happens to Corporations After They Leave, are They Successful?

Leaving California may ease tax and regulatory burdens—but is it a golden ticket to success?

 Success Stories

  • Oracle relocated its HQ to Austin, Texas, and has grown its cloud business rapidly.
  • Tesla built a Gigafactory in Austin and expanded operations, while keeping a large workforce in Fremont.

Not Always a Smooth Transition

  • Hewlett Packard Enterprise (HPE) moved to Houston but faced growing pains in talent retention.
  • Dropbox downsized operations post-move, citing broader market corrections—not just location.

A Hybrid Model

Many relocated companies keep significant operations in California. Fremont, Palo Alto, and L.A. remain major R&D and marketing hubs.

Relocating may reduce costs—but long-term success still depends on vision, leadership, and adaptability.

California’s Business Landscape: The Numbers

Metric

Value

Corporate HQs exited (2011–2021)

789 companies

HQ jobs lost

~77,600

New business filings in 2024

~291,000

Net population migration (2023)

–259,000

Venture capital raised in CA (2023)

Over $100 billion

A State in Motion

California’s economy has always been dynamic. It evolves, resets, and reinvents itself—just as its entrepreneurs do.

Yes, some companies leave in search of lower costs and fewer regulations. But many others stay because they believe in what California offers: creativity, diversity, capital access, and culture. The Golden State remains a launchpad for visionaries who understand that innovation thrives where challenges spark bold ideas.

Sources:

  • Public Policy Institute of California (PPIC)

  • New York Post

  • Financial Times

  • Business Insider

  • CalMatters

  • Forbes

  • U.S. Chamber of Commerce

  • GO-Biz California

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Faith-Based Businesses

Faith-Based Businesses

How Faith Shapes Commerce, Community and the Economy

By Richard Sandoval, for HispanicLifestyle.com and InlandValleyLiving.com

Faith shapes more than worship it shapes workplaces, services, philanthropy and commerce. From small, family-run enterprises inspired by religious values to national ministries and faith-founded corporations, “faith-based businesses” are an important part of the U.S. economy and civic life. This article explains what faith-based businesses are, where they’re concentrated, how they operate differently from secular firms, and their estimated economic impact.

What is a “faith-based business”?

  • A faith-based business is an enterprise whose mission, operations, or governance are explicitly guided by religious or spiritual beliefs. That includes:
  • Faith-affiliated nonprofits and ministries (charities, social service agencies, religious schools).
    For-profit businesses founded on faith whose policies or culture reflect religious values (examples range from small BIPOC-owned shops to national chains historically identified with religious owners).
    Congregation-owned enterprises (church-run daycares, faith-based clinics, bookstores, social enterprises).
  • (General definition adapted from standard descriptions of faith-based organizations and faith-based enterprises.)

Origins — where did faith-based businesses come from?

Faith-based enterprises trace back centuries: religious institutions historically provided education, healthcare, relief work and economic coordination in communities. In the U.S., many charities, hospitals, schools and mutual-aid institutions were founded by churches and religious communities; during the 19th and 20th centuries, those institutions professionalized and in many cases formalized as nonprofits or incorporated businesses. In modern times, entrepreneurs have also started for-profit companies that explicitly embed spiritual or religious values (for example workplace prayer policies, Sabbath observance or mission-driven giving).

How many faith-based businesses are there?

Religious / faith-based organizations (business category): Industry trackers report about 190,000 religious organizations in the U.S. (IBISWorld category: Religious Organizations — 2024). This captures many nonprofits and institutionally organized faith entities.
Religious congregations (churches, synagogues, mosques, etc.): The U.S. Religion Census and research centers place the number of congregations between ~356,000 and ~370,000 (2020 census and subsequent estimates). Congregations are a primary source of faith-based economic activity (hiring, purchasing, building, events).

Note: counting for-profit faith-owned businesses is harder because many operate in general industry categories (retail, manufacturing, services) but identify culturally or operationally with a faith. Directories of Christian nonprofits and faith ministries show many tens of thousands of organizations when parsed by type.

 

$1.2 trillion annually

Religious Freedom & Business Foundation

Estimated financial/economic impact

A frequently cited academic and policy estimate finds religion related activity contributes on the order of $1.2 trillion annually in socio-economic value to the U.S. a combined measure of direct revenues, employment, services and broader socio-economic contributions (this figure has been cited by the Religious Freedom & Business Foundation and summarized in follow-ups). Other researchers have suggested broader ranges when congregational-level economic multipliers are included.

In short: faith activity (congregations + faith organizations + faith-related commerce) represents a multibillion- / trillion-level contribution to the U.S. economy.

Where are faith-based businesses most concentrated?

Regional and state data indicate higher religiosity and a stronger presence of faith institutions across the U.S. South, commonly referred to as the “Bible Belt,” as well as parts of the Midwest and Southwest. States often cited as the most religious and with high concentrations of faith institutions include Mississippi, Alabama, Texas, Arkansas, Tennessee, Louisiana, and Oklahoma. Metro areas such as Atlanta, Dallas, Houston, and parts of the Southeast also exhibit robust congregational networks. State indexes that assess legal and regulatory environments for faith-based nonprofits further highlight Alabama and Texas as among the most “friendly” to faith organizations based on recent measurements.

Inland Valley note (Riverside/San Bernardino): Riverside and many Inland California communities register solid measures of religiosity and dense congregation networks compared with national averages meaning faith-based organizations and small faith-based businesses are an active part of the local economy and civic life. (Regional congregation data and state rankings back this up.)

Practices: How faith-based businesses often differ from general market businesses

Below are common practices and characteristics where faith-centred enterprises differ from typical secular firms:

1. Mission and governance

  • Faith-based businesses often embed spiritual mission statements and integrate religious values into governance (board composition, decision filters, mission priorities).

2. Hiring & workplace culture

  • Practices can include faith-consistent hiring preferences (where legally permissible), employee prayer groups, observance of religious holidays and Sabbath policies, and workplace faith gatherings. Large corporations are increasingly recognizing religion in DEI initiatives (employee business resource groups, faith-inclusive policies).

3. Giving, service and community focus

  • Many faith-based firms and organizations prioritize charitable giving, community service, and partnerships with congregations sometimes operating social enterprises (housing, clinics, food programs) as part of mission.

4. Regulatory and legal posture

  • Faith-based nonprofits often navigate special First Amendment and non-discrimination questions; state laws and indexes vary widely in how they treat religious nonprofits’ freedoms and obligations. This affects how faith organizations contract with governments or accept public funds.

5. Branding and customer base

  • Many faith-led businesses shape branding to appeal to religious communities (products/services marketed to congregations, faith-based messaging, family-oriented values). Others keep faith private but maintain internal practices reflecting values.

Examples (types)

  • Small businesses that openly identify with a faith tradition (restaurants, shops, event venues tied to a church community).
  • Nonprofit ministries & service providers (food banks, shelter operators, faith schools).
  • Large charitable ministries and national faith organizations (ministries with hundreds of millions in annual revenue).

Why it matters for the Hispanic community and Inland Valley readers

Faith-based businesses and congregations often serve as community hubs providing jobs, social services, cultural continuity and economic activity. For Hispanic families and entrepreneurs, congregations frequently double as business networks, referral sources and platforms for outreach. That makes understanding faith-based commerce important for local economic development, civic planning and sponsorship/partnership opportunities.

Sources (key references)

IBISWorld — Religious Organizations in the US (industry count & profile, 2024).
Religious Freedom & Business Foundation / Brian Grim — analysis summarizing a $1.2 trillion estimate for religion’s annual socio-economic contribution to the U.S. economy.
U.S. Religion Census / ARDA (Religious Congregations & Membership Study) — ~356,642 congregations (2020 census reports; ARDA summaries). Hartford Institute for Religion Research — “Fast facts” on congregations (~370,000 estimate).  https://www.usreligioncensus.org
REDI Index / Corporate Religious Inclusion reports — showing increasing religious inclusion efforts among Fortune 500 firms (2024 REDI findings).
Napa Legal / Faith & Freedom Index — state-by-state measures of legal/regulatory friendliness to faith nonprofits (Alabama, Texas high). https://www.napalegalinstitute.org/map
MinistryWatch & CauseIQ — directories and revenue summaries for large ministries and number of Christian nonprofits.
Definition : https://en.wikipedia.org/wiki/Faith-based_organization
https://philanthropydaily.com/new-faith-and-freedom
https://www.thearda.com/us-religion/census/congregational-membership
https://www.causeiq.com/directory/christian-organizations-list
https://sites.lsa.umich.edu/mje/2025/05/16/faith-based-fortune-the-1-2-trillion-impact-of-religion-on-the-u-s-economy

#FaithBasedBusiness #CommunityEconomy #FaithAndWork #HispanicBusiness #InlandValley #SocialEnterprise #FaithInBusiness #CultureAndInfluence

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