Ready • Set • Home | Opening the Door to Homeownership in Seattle

Ready • Set • Home | Opening the Door to Homeownership in Seattle

Ready • Set • Home | Opening the Door to Homeownership in Seattle

For many individuals and families, the dream of homeownership remains one of the most important financial and personal milestones in life. Yet in today’s housing market especially in metropolitan areas like Seattle the path toward purchasing a home can often feel overwhelming.

That is precisely why the Ready • Set • Home program was created.

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Produced in partnership with Credit.org and featuring City National Bank as the featured mortgage lending partner, the virtual homebuyer education program is designed to help individuals better understand the homebuying process while connecting them with trusted professionals and resources.

The Seattle-focused online session will take place on:

Thursday, May 21, 2026
5:30 PM PDT
Focused on the greater Seattle market and surrounding communities.

The Ready • Set • Home program brings together housing counselors, lending professionals, and local real estate experts to provide practical insight into what prospective buyers need to know before beginning their homeownership journey.

Topics covered during the session include:

  • Understanding credit and financial readiness
  • Mortgage basics and financing options
  • Down payment assistance programs
  • Navigating today’s housing market
  • Preparing for long-term financial stability through homeownership

A key component of the program is accessibility.

As a nonprofit organization, Credit.org provides educational resources designed to help participants make informed decisions without pressure or sales-driven messaging. The goal is to help individuals and families become financially prepared before entering the homebuying process.

Representing the lending perspective, City National Bank will provide insight into mortgage lending, financing preparation, and the importance of understanding available options in today’s market environment.

Seattle continues to be one of the nation’s most competitive housing markets. Rising home values, changing interest rates, and limited inventory have made preparation more important than ever particularly for first-time homebuyers.

The Ready • Set • Home program was developed to help simplify that process.

Beyond financial education, the conversation also focuses on confidence helping participants understand that homeownership may still be achievable with the right preparation, information, and support system.

The program reflects a growing recognition that prospective buyers need more than advertisements or online calculators. They need trusted conversations, real-world guidance, and access to professionals who understand both the opportunities and challenges facing today’s buyers.

For many participants, the journey toward homeownership does not begin with a mortgage application.

It begins with understanding the process.

And that is where Ready • Set • Home hopes to make a difference.

To RSVP for the Seattle session, visit:
Register Here for the Seattle Ready • Set • Home Session

For additional information on upcoming programs and resources, visit:
Credit.org

About the supporters of the Ready • Set • Home Series 

Founded more than 50 years ago, Credit.org is a nonprofit financial wellness organization dedicated to helping individuals and families build stronger financial futures. The organization provides HUD-certified housing counseling, homebuyer education, financial literacy programs, debt management guidance, and foreclosure prevention services designed to help consumers make informed financial decisions. Through education-focused programs like Ready • Set • Home, Credit.org continues its mission of making financial education accessible, practical, and empowering for communities nationwide.

City National Bank continues to demonstrate its commitment to serving communities throughout the Seattle region by supporting programs focused on financial education, responsible homeownership, and long-term economic opportunity. Through its participation in the Ready • Set • Home initiative, City National Bank is helping connect prospective homebuyers with trusted information, lending insight, and community-focused resources designed to help individuals and families navigate today’s housing market with greater confidence and preparation.

Seattle: Navigating the Path to Homeownership in Today’s Market

Seattle: Navigating the Path to Homeownership in Today’s Market

by Richard Sandoval, for HL and Home, Tu Casa

A Ready, Set, Home – Home buyer Orientation brings together trusted guidance, local market insight, and resources designed to inform and empower.

In today’s evolving housing landscape, the journey toward homeownership begins with access to clear, reliable information.

In markets like Seattle where growth, demand, and affordability continue to shape the conversation understanding the path forward requires more than interest. It requires preparation, perspective, and trusted guidance.

As part of that effort, an upcoming Ready, Set, Home – Homebuyer Orientation, presented as a free, one-hour virtual workshop, will bring together professionals committed to helping prospective homebuyers better understand the essential steps involved in purchasing a home.

Hosted by Richard Sandoval of HL | Culture and Influence, the session will be presented by Credit.org in collaboration with City National Bank, reflecting a shared commitment to expanding access to homeownership through education and community-focused outreach.

Designed as an introductory workshop, the session focused on helping participants:

  • Understand the key steps in the homebuying process
  • Clarify common mortgage terms and lending concepts
  • Build a foundation for making informed financial decisions

The conversation will feature insights from a group of professionals representing both financial and local market perspectives.

Participants will hear from Claudio Espino, a HUD-certified counselor with Credit.org, who will provide guidance on financial readiness and the importance of preparation in the homebuying journey.

From a local market perspective, Marissa Beach, a Realtor® with Keller Williams Realty, will share insight into the Seattle housing landscape, offering participants a clearer understanding of current market conditions and what to expect when entering the market.

Representing the lending perspective, Saul Espinoza, Community Lending Mortgage Banker with City National Bank, will help demystify mortgage concepts and provide clarity around financing options available to prospective buyers.

Seattle, like many major metropolitan areas, presents both opportunity and challenge. Rising home values, evolving lending conditions, and increased demand continue to shape how individuals approach the homebuying process. For many, particularly first-time buyers, the experience can feel complex but not unattainable.

A key theme throughout the session will be the importance of preparation.

Understanding credit, exploring available resources, and asking the right questions early in the process will be emphasized as critical steps toward building confidence and making informed decisions.

The conversation will also highlight the value of local expertise connecting broader financial education with real-world market conditions in the Seattle area.

Those interested in attending the April 23, 2026 session are encouraged to register in advance: https://bit.ly/4cOdOcv

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