NHORA | A Path to Homeownership

NHORA | A Path to Homeownership

HL | Culture and Influence

NHORA | A Path to Homeownership

The National Hispanic Organization of Real Estate Associates brings together real estate professionals, industry leaders and community advocates around homeownership, leadership and economic opportunity.

Photos and article by
Richard Sandoval

or many families, homeownership represents much more than purchasing a property. It can represent stability, financial opportunity, community and an important step toward building generational wealth.

Helping more families navigate that path is part of the mission of the National Hispanic Organization of Real Estate Associates (NHORA), a national organization focused on promoting responsible and sustainable homeownership while developing professional and community leadership.

NHORA brings together professionals from real estate, lending and related industries and provides opportunities for education, professional development, community involvement and relationship building.

The organization describes its work as encouraging members to serve as trusted advisors within the Hispanic community while providing educational forums, sharing industry information and advocating for policies affecting the communities its members serve.

That work happens both nationally and through NHORA’s network of local chapters, where professionals participate in educational programs, community outreach and industry events.

An important extension of that mission is the NHORA Foundation, which focuses on housing, financial literacy, entrepreneurship and financial empowerment.

Among its signature initiatives is Road to Homeownership, a series of community programs designed to connect prospective homebuyers with real estate professionals, lenders and resources that can help them better understand the homebuying process.

Elevate. Lead. Serve.

On September 11, NHORA will bring its national network together in Silicon Valley for the 2026 NHORA National Conference at Hayes Mansion in San Jose.

Under the theme “Elevate. Lead. Serve.”, the conference is expected to bring together real estate professionals, industry leaders, entrepreneurs and community advocates for a day of education, networking and conversations surrounding homeownership, leadership and economic empowerment.

The National Conference follows a September 10 Chapter Retreat, also at Hayes Mansion, where NHORA chapter leaders and board members will gather for leadership development, collaboration and relationship building.

For those unfamiliar with NHORA, the September gathering provides an opportunity to learn more about an organization working at the intersection of real estate, professional leadership and homeownership.

It also raises some interesting conversations worth following: What does the path to homeownership look like today? How are real estate and lending professionals responding to changing economic conditions? How can greater financial knowledge help prepare the next generation of homeowners? And what role can organizations such as NHORA play in connecting communities with the people and resources needed to move forward?

Those are conversations we look forward to exploring.

The 2026 NHORA National Conference takes place Friday, September 11, 2026, at Hayes Mansion in San Jose, California.

HL | Update 29.9 From Surviving to Thriving Stories Behind Success, Influence & Legacy

HL | Update 29.9 From Surviving to Thriving Stories Behind Success, Influence & Legacy

HL | Update 29.9 From Surviving to Thriving Stories Behind Success, Influence & Legacy

by Richard Sandoval – HL Culture & Influence

Over the past month, I’ve been thinking about a simple question:

What separates those who survive from those who thrive?

As we close out Small Business Month, that question feels especially relevant. Throughout my career, I’ve had the opportunity to meet entrepreneurs, executives, and community leaders who have navigated uncertainty, setbacks, and changing markets. What they share is not luck. It’s resilience, adaptability, and a willingness to keep moving forward.

In this edition of HL | Update, we explore those themes through our feature, Small Business Month: A Surviving to Thrive Story, highlighting the journeys of business owners who continue to build opportunities not only for themselves, but for future generations.

We also take a brief trip back to New York City, where a visit to Café Ginori inside Bergdorf Goodman reminded me that some of life’s best discoveries are often hidden in plain sight. Whether in business or travel, curiosity has a way of opening new doors.

You’ll also meet several of the remarkable individuals recognized through our recent HL | Milestone Series. Their accomplishments span business, community leadership, entrepreneurship, media, and advocacy, yet they all share a common thread: a commitment to creating meaningful impact.

At HL | Culture and Influence, we remain focused on telling stories that inform, inspire, and connect. Stories about leadership. Stories about opportunity. Stories about the people helping shape our communities.

Thank you for being part of this journey.

In this edition of HL | Update

Small Business Month: A Surviving to Thrive Story

Café Ginori: One of Manhattan’s Most Charming Hidden Gems

In case you missed “Videos”

Orange County – HL | Milestone Event

New York – HL | Milestone Event

Milestone Honoree Profiles

HL | Milestone Series – Honors A&H Security Services

HL | Milestone Series – Honors Classico Building Maintenance

HL | Milestone Series – Honors Esperanza (Escobar) Teasdale

HL | Milestone Series – Honors Ana Ceppi

Have a story to share, please send me a message – RDS@HispanicLifestyle.Com

More Stories

Small Business Month: A Surviving to Thrive Story

Small Business Month: A Surviving to Thrive Story

Small Business Month: A Surviving to Thrive Story

by Richard Sandoval, for HL | Culture & Influence

The journey from uncertainty to opportunity and the entrepreneurs building legacies that extend beyond a single generation.

For many Americans, May is recognized as Small Business Month.
For us at HL | Culture and Influence, it represents something much deeper.

It is a reminder that behind nearly every neighborhood, every family story, every growing community, and every cultural movement, there are entrepreneurs taking risks most people never see.

Small business owners are not simply selling products or services. They are creating opportunity, building influence, preserving culture, generating jobs, supporting families, and investing back into the communities they call home.
And in many cases, they are doing it without massive teams, institutional backing, or headlines.

They simply keep showing up.

Across the country, we continue to witness entrepreneurs redefining industries in real time. Some are first-generation business owners. Others are building on family legacies. Many are balancing business ownership with parenting, caregiving, mentoring, and community leadership.

What often goes unnoticed is how deeply personal entrepreneurship really is.
For many small business owners, the business is not separate from life it is life.

  • It represents sacrifice.
  • It represents identity.
  • It represents belief in something bigger than a paycheck.

Over the years, HL has had the privilege of telling the stories of restaurant owners, financial professionals, creatives, nonprofit leaders, real estate experts, retailers, attorneys, wellness advocates, media entrepreneurs, and founders from a wide range of industries. What connects them is not simply revenue or visibility.

It is resilience.

Especially within Hispanic and multicultural communities, entrepreneurship has long been part of the economic engine that helps families move forward. Small businesses often become gathering places, employers, mentors, sponsors, and trusted voices within the community.

They become part of the cultural fabric.

Today’s business environment, however, is far more demanding than it once was.

Entrepreneurs are navigating inflation, rising operational costs, technology shifts, AI disruption, changing consumer behavior, social media pressures, and an economy that often feels unpredictable. At the same time, they are expected to constantly market themselves, create content, manage teams, and remain visible in increasingly crowded digital spaces.

The pressure is real.

Yet despite those challenges, many continue to evolve, adapt, and grow.
That spirit of reinvention may be one of the defining characteristics of modern entrepreneurship.

At HL, we understand that evolution personally.

Our own platform has gone through transformation rethinking not only how stories are told, but why they matter. We have shifted toward deeper conversations around culture, leadership, influence, business, wellness, travel, and aspiration because today’s audience is looking for more than headlines.

  • People are looking for connection.
  • For insight.
  • For inspiration.
  • For examples of what’s possible.
  • Small businesses provide exactly that.

As we look ahead, we believe the future belongs to entrepreneurs who understand the value of relationships, authenticity, adaptability, and community trust. The businesses that will continue to grow are the ones that recognize consumers are no longer simply purchasing products.

  • They are investing in experiences.
  • Values.
  • Stories.
  • And people they believe in.

That is especially true within affluent and emerging multicultural markets, where influence extends beyond economics and into lifestyle, identity, and community impact.

Small Business Month should not simply be about celebrating survival.

  • It should be about recognizing vision.
  • The vision to create something from nothing.
  • The vision to employ others.
  • The vision to build legacy.

And the vision to continue moving forward even when the path is uncertain.

  • To every entrepreneur working long hours behind the scenes…
  • To every founder funding a dream with personal sacrifice…
  • To every family-owned business adapting to a changing world…
  • And to every small business owner still believing in what’s possible…

We see you.

And your story matters.

Because long before corporations discover trends, communities are often shaped by the entrepreneurs already doing the work at the local level building influence one relationship at a time.

That is worth recognizing not just in May, but throughout the year.

HL | Culture and Influence
Defining Culture and Influence… in our community.

Small Business by the Numbers

Why Entrepreneurship Continues to Matter

  • Small businesses account for 99.9% of all U.S. businesses, according to the U.S. Small Business Administration.
  • Small businesses employ nearly 46% of the American workforce, representing millions of jobs across every industry and community.
  • Latino-owned businesses continue to be one of the fastest-growing segments of entrepreneurship in the United States, contributing hundreds of billions of dollars annually to the U.S. economy.
  • Studies continue to show that business ownership remains one of the strongest pathways toward building generational wealth, particularly for first-generation entrepreneurs and multicultural families.
  • Family-owned businesses often create more than income — they create:
    • Homeownership opportunities
    • College funding for future generations
    • Employment within the community
    • Long-term financial stability
    • Legacy and economic influence
  • According to multiple business and financial studies, entrepreneurs are more likely to create transferable assets that can be passed down through generations compared to wage-based income alone.
  • Today’s entrepreneurs are increasingly building businesses around:
    • Culture and community
    • Digital influence
    • Specialized expertise
    • Lifestyle-driven brands
    • Relationship-based trust

The Bigger Picture

For many families, entrepreneurship is no longer simply about owning a business.

It is about creating freedom.
Creating opportunity.
And creating a legacy future generations can build upon.

Source | U.S. Small Business Administration

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HL | Milestone Series – Honors Diana Caba

HL | Milestone Series – Honors Diana Caba

HL | Milestone Series – Honors Diana Caba

Advancing Economic Opportunity Through Community-Centered Leadership

Diana Caba is helping shape the future of economic opportunity for Latino and historically excluded communities across the United States.

As Vice President for Community and Economic Development at Hispanic Federation, Diana leads one of the organization’s most significant and far-reaching portfolios over $100 million in investments focused on digital equity, financial capability, workforce development, immigrant inclusion, and community resilience.

Diana Caba will be recognized during the HL | Milestone Series — New York, taking place on May 20, 2026. This invitation-only reception brings together a curated audience of executives, entrepreneurs, and community leaders for an evening of connection, conversation, and recognition.

👉 Event details & RSVP: https://bit.ly/4bApDkE

Her milestone is defined by turning community-rooted insights into large-scale solutions that create measurable results.

With more than two decades of experience in social impact and public policy, Diana has built a reputation as a strategic leader who bridges philanthropy, government, and private sector partnerships to advance equitable economic development. Her work has helped communities access technology, strengthen small businesses, improve financial stability, and build pathways to upward mobility.

Since joining Hispanic Federation in 2014, Diana has played a key role in expanding the organization’s national impact. In her current leadership role, she sets strategy, establishes performance metrics, oversees compliance and reporting, and mentors senior staff responsible for implementing high-impact initiatives across multiple regions.

Milestone Moments

  • Leads a $100+ million multi-year investment portfolio focused on community and economic development.
  • Oversees initiatives spanning digital equity, workforce development, financial capability, and immigrant inclusion.
  • Builds strategic partnerships with federal and state agencies, national foundations, and private sector leaders.
  • Develops measurement frameworks to track impact and support continuous learning.
  • Serves as a trusted advisor in national discussions on technology and economic policy.
  • Has dedicated more than 20 years to advancing economic opportunity for underserved communities.

Diana Caba’s leadership reflects the power of combining policy expertise, strategic partnerships, and a deep commitment to community impact. Her work continues to expand access to the resources, tools, and opportunities families need to thrive.

Through her vision and execution, Diana is helping ensure that economic growth reaches the communities that have historically been left out of the conversation.

The HL | Milestone Series is a national platform designed to celebrate leadership across business, community, education, and innovation.

The 2026 HL | Milestone Series is made possible through the support of Wells Fargo, the series’ funding partner, whose commitment to community engagement and financial empowerment helps bring these important conversations and recognitions to life.

HL | Milestone – New York

HL | Milestone – New York

A curated reception, leadership forum, and awards experience designed to recognize those shaping business, community, and culture.

A Curated Reception

Each Milestone Series event begins with a private, curated reception that brings together a select group of professionals, decision-makers, and community leaders.

This is a space designed for intentional connection where conversations are meaningful, relationships are strengthened, and the people in the room reflect a shared commitment to leadership and progress.

Event Overview

Date: Wednesday, May 20, 2026
Time: 5:00 PM – 7:30 PM
Location: Bally’s Golf Links at Ferry Point
500 Hutchinson Riv Pkwy, Bronx, NY 10465

5:00 PM – Guest Arrival & Networking Reception
Guests arrive and enjoy an evening of conversation, hors d’oeuvres, and relationship building in a curated room of influence.

5:30 PM – Welcome Remarks
Opening comments from Richard Sandoval and a welcome from our Funding Partner, Wells Fargo.

5:45 PM – Leadership Forum
Capital, Real Estate & Your Wealth Strategy in a Changing Economy
A timely conversation featuring leaders from business, finance, and real estate.

6:30 PM – HL | Milestone Recognition Ceremony
Honoring individuals and organizations whose leadership, influence, and legacy continue to shape our communities.

2026 HL | Milestone Series – New York Honorees

  • Ana Ceppi
    Co-Founder, Multicultural Growth Partners
  • Saraciea J. Fennell
    Founder, The Bronx Is Reading / Bronx Book Festival
  • Esperanza Teasdale
    Executive & Fractional Chief Marketing Officer
  • Elizabeth C. Yeampierre
    Executive Director, UPROSE
  • Felix Cabreja
    CEO, A&H Security
  • Fernando Brinn
    CEO, The Brinn Group
  • Diana Caba
    Vice President for Community & Economic Development, Hispanic Federation
  • Michelle Herrera Mulligan
    Vice President & Associate Publisher, Primero Sueño Press, an imprint of Atria Books and Simon & Schuster
  • Maria Rios
    CEO, Classico Building Maintenance Inc.
  • NAWBO NYC
    Recognized for its leadership in supporting women business owners throughout New York City.
  • Rhina Valentin
    TV Host, Actress, Producer

7:15 PM – Closing Remarks & Group Photo
A celebration of our honorees followed by final networking opportunities.

7:30 PM – Event Concludes

VENUE 

Location:

Bally’s Golf Links at

Ferry Point  500 Hutchinson Riv Pkwy

Bronx, NY 10465

Leadership Forum

Capital, Real Estate and Your Wealth Strategy in a Changing Economy

The evening will feature a timely leadership forum focused on how business owners, professionals, and community leaders are navigating today’s changing economy.

The discussion will explore:

  • Capital and access to lending
  • Real estate and wealth-building strategies
  • Business growth in uncertain markets
  • How economic shifts are influencing investment decisions
  • The role of trusted relationships in long-term financial planning

This conversation is designed for leaders who are making decisions, building relationships, and thinking about what comes next.

Nelson Ramos - Moderator

Senior Business Growth Strategy Consultant, Customer Growth Segments, Wells Fargo

Nelson Ramos is a Senior Business Growth Strategy Consultant with Wells Fargo & Company  where he develops growth strategies and strategic partnerships designed to expand sustainable homeownership and strengthen community impact.

Based in the Northeast, Nelson supports initiatives across Connecticut, New York, and New Jersey, working closely with organizations, community leaders, and financial professionals to create pathways to homeownership and long-term financial stability.

He brings more than 30 years of experience in financial services, including 26 years in the mortgage industry. Throughout his career, Nelson has held leadership roles with JPMorgan Chase, SunTrust Bank, Radian Guaranty and Charles Schwab Bank.

A respected voice in housing and community development, Nelson previously served as Chair of the Board of Governors for NAHREP, where he helped advance policies and initiatives that promote Hispanic homeownership nationwide.

Lucy Wu - Panelist

Lucy Wu is a Corcoran Group real estate agent, entrepreneur, and lifelong New Yorker who brings an unusually layered lens to real estate in The City. Born in Shanghai, China and raised in Brooklyn, New York, Lucy spent more than twenty years inside iconic luxury fashion lifestyle houses including Vera Wang and Ralph Lauren before turning that operator’s mindset fully toward real estate.

Today, Lucy averages $20M in annual sales volume as a solo agent across New York City, representing buyers, sellers, and landlords in condos, co-ops, and townhomes. She is ranked among the top 1.5% of real estate professionals nationwide by RealTrends Verified and is named annually to Corcoran’s Million-Dollar Club. Beyond being an agent, Lucy is a personal real estate investor across New York, Connecticut, and Florida, and a coach to her clients globally, as they navigate one of the most complex housing markets in the country.

Lucy is an active chapter leader with NAHREP Manhattan the National Association of Hispanic Real Estate Professionals’ local chapter — where she helps drive community outreach, educational programming, and business networking for Manhattan’s real estate community. She also serves as an Agent Ambassador to REBNY’s Deal of the Year and Member in Need Fund Committee, where she helps fundraise and grow member engagement for the annual event. Lucy has spoken publicly on housing access and prepared a congressional briefing for the offices of New York State Congressman Dan Goldman and Senator Chuck Schumer on the NAHREP State of Hispanic Homeownership Report.

She leads with strategy, emotional intelligence, and heart the same qualities that have made her a trusted advisor across New York’s real estate, investment, and business community.

Eric Gotsch - Panelist

Eric Gotsch is the New York Market Manager for Wells Fargo Home Lending. In this role, he oversees, manages, and develops the company’s Home Mortgage retail sales team in New York City and Long Island, which includes 3 regional offices and more than 120 employees. He is responsible for the successful execution of home mortgage and asset management services to a wide range of customers across the five boroughs, as well as Nassau and Suffolk counties.

 

Gotsch, who joined Wells Fargo in 2010, has more than 39 years of experience in the residential real estate industry. Prior to Wells Fargo, he spent 20 years at JP Morgan Chase and served as Head of Retail Mortgage Production for their Northeast Division

 

He is graduate of the University of Maryland with a bachelor’s degree in finance and earned his MBA from Fairleigh Dickinson University.

Esperanza Teasdale - Panelist

Esperanza Teasdale is an award-winning executive, certified executive coach, and Founder, Mariposa Zenith a leadership advisory firm focused on helping executives lead with greater intentionality, mindfulness, and cultural fluency.

Over a distinguished corporate career spanning more than 30 years, Esperanza held senior leadership roles at PepsiCo and Unilever, where she led growth strategies for globally recognized brands including Pepsi and Propel and managed relationships with major retailers such as 7-Eleven and Dollar General.

She is widely recognized for her expertise in integrating business strategy, creativity, and analytics to deliver measurable growth while helping organizations connect more effectively with multicultural consumers.

In 2025, Esperanza launched Mariposa Zenith and introduced two signature frameworks: The Cultural Fluency Advantage and The Mindful Leadership Advantage, which combine executive coaching, inclusivity, and mindfulness to help leaders and organizations thrive.

Her many honors include induction into the American Marketing Association New York Hall of Fame, recognition as Hispanic Marketer of the Year, Campaign US’s “Female Frontier” award, and inclusion in People en Español’s “25 Most Powerful Women” list.

Among her notable achievements, she led the launch of PepsiCo’s Juntos Crecemos initiative, which helped drive significant growth while supporting Hispanic-owned small businesses across the United States.

Lisa Sorin - Panelist

President, Bronx Chamber of Commerce

Lisa Sorin is President of the Bronx Chamber of Commerce and the first woman to lead the organization in its history. She also made history as the Chamber’s first female Board Chair, helping pave the way for a new generation of women leaders in business and community development.

Under Lisa’s leadership, the Bronx Chamber has expanded its role as a powerful advocate for businesses throughout the borough, supporting entrepreneurs, strengthening strategic partnerships, and promoting policies that advance economic opportunity.

Lisa is widely recognized as one of the Bronx’s most influential civic and business leaders. She serves on the boards of the Metropolitan Transportation Authority, Chamber Alliance of New York State, New York State Choice Savings Program, and Bronx Council on the Arts. She also serves on the New York City Districting Commission and the Small Business Advisory Commission, where she co-chairs the Licensing, Fees, and Fines Subcommittee.

Before joining the Bronx Chamber, Lisa served as Executive Director of the Westchester Square Business Improvement District, where she led economic development initiatives, enhanced marketing efforts, and launched community programs that increased engagement and revitalized the district.

She is also the founder of LAS Consulting Services, Inc., a firm that provided marketing, public relations, and event planning services to nonprofit and corporate clients for more than 15 years.

Lisa holds a master’s degree in Business Leadership and a bachelor’s degree in Business Administration from Concordia College. She established the Bronx Chamber of Commerce Scholarship Program, which annually awards scholarships to young women in the Bronx during Women’s History Month.

Her leadership has earned her numerous honors, including recognition as one of the “25 Most Influential Women of the Bronx” by the Bronx Times Reporter and accolades from organizations such as the American Red Cross, the American Cancer Society, and New York City Parks and Recreation.

A lifelong advocate for the Bronx, Lisa is driven by a commitment to strengthening her community and inspiring future generations through leadership, service, and opportunity.

Sandra Bonilla Panelist

Financial Advisor, Wells Fargo Advisors

Sandra Bonilla is a Financial Advisor with Wells Fargo Advisors and a member of The Voyage Group. She works with individuals, families, and small business owners to help them build, preserve, and transfer wealth through thoughtful, personalized financial planning.

Sandra began her career in financial services while attending university in 2011. After earning her degree in Finance and International Business from Fairfield University, she joined Morgan Stanley before moving to Wells Fargo Advisors, where she developed her passion for wealth management.

She takes a comprehensive approach to financial planning, helping clients navigate retirement planning, education funding, wealth preservation, charitable giving, and tax-efficient investment strategies. Sandra carefully reviews each client’s full financial picture, including cash reserves, liability management, investments, insurance, estate planning strategies, and employee stock options.

Known for her high level of personal service, Sandra also helps develop customized investment plans and leads social media initiatives that create new ways to connect with clients and the broader community.

Beyond her professional work, Sandra is deeply committed to giving back. She serves as a financial coach with The Women’s Development Council and is a board member of Lifting Up Westchester.

When she is not advising clients, Sandra enjoys travel, fitness, and outdoor activities including running, skiing, and hiking.

FUNDING PARTNER

Wells Fargo Logo

HL | Culture & Influence is proud to announce Wells Fargo as a Funding Partner of the HL | Milestone Series “an invitation-only” leadership experience recognizing individuals and organizations shaping business, community, and culture.

As part of this collaboration, Wells Fargo will support the Milestone Series across three key markets in 2026: Orange County, New York, and Silicon Valley.

“We are proud to collaborate with Wells Fargo as a Funding Partner of the Milestone Series,” said Richard Sandoval, Storyteller | Producer | Connector, HL | Culture & Influence. “Their support allows us to elevate conversations, recognize leadership, and create spaces where relationships and ideas can move forward with purpose.”

ORANGE COUNTY HL | MILESTONE KICK OFF EVENT

ANNOUNCING THE MILESTONE SERIES

THE EXPERIENCE

A curated, invitation-only reception

A leadership forum featuring market-relevant insights

Recognition of selected honorees

An elevated setting designed for meaningful engagement

Upcoming Events

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